Apply for a RV Loan

RV Loans

5-Minutes or Less to Complete

RV loans offer financial support for the purchase of recreational vehicles, providing flexible payment options that help make the dream of owning your ideal RV attainable.

Easily apply for an RV loan using our convenient online credit application.

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Estimate Your RV Payments

RV Loan Calculator

This boat and RV loan calculator will help you determine the monthly payments on your boat or RV loan. Simply enter the loan amount, term and interest rate in the fields below and click calculate. This calculator will show you both the principal and interest payments you would make on a fixed-rate loan.


Why Are RV Loans Important?

Boat and RV loans are essential for making the ownership of recreational vehicles more attainable. They provide financial flexibility by allowing purchasers to spread out the cost over time instead of paying the full price upfront. This makes the adventure and leisure associated with boats and RVs more accessible to a broader audience.

At US-DFS, obtaining an RV loan is streamlined through our quick, 5-minute online credit application. Once submitted, our dedicated team promptly reviews your application, striving to secure the most suitable loan that matches your specific RVing needs.

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Our Step-By-Step Process


Begin with the pre-qualification process by completing a simple form available at http://app.us-dfs.com/. The form involves a brief inquiry of your financial situation to determine your readiness for a loan. This step is critical to assessing your eligibility without impacting your credit score.

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After submitting your pre-qualification form, the team at US Dealer Financial Services reviews your information, focusing on finding the best loan option tailored to your specific RV needs. Once our review is completed, we'll give you a quick call and outline your options, as well as answer any questions you might have.

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Once our consultation is completed, we'll help you apply for a loan via our online credit application. The application is straightforward and designed to get you the best financial solution for your unique RV needs.

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Ongoing Support

After applying, US Dealer Financial Services offers continuous support. For any other queries or assistance, you can reach out to us via our Contact Us page. We are here for you throughout the entire financing journey!

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Frequently Asked Questions

Can I still pre-qualify with bad credit?

What are the eligibility criteria for RV loans?

What documents are required for a RV loan?

Can I finance a used RV?

Does prequalifying affect my credit score?

What does insurance cover?

Do you need boat insurance?

How much is boat insurance? What about RV insurance?

Can I get a loan with bad credit?

How long are boat loan terms?

What documents are required for a boat or RV loan?

Can I finance a used boat or RV?

How does the application process for a boat or RV loan work?

What are the eligibility criteria for boat and RV loans?


Helpful Articles

Check out the latest articles and news in boat & RV financing, insurance, and warranties.

Bad Credit RV Financing

Bad Credit RV Financing

In this article, we’ll explore what bad credit RV financing is, how to improve your chances of getting approved, and tips for managing your loan effectively.

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Navigating Your Next Purchase with Our Boat and RV Loan Calculator

Navigating Your Next Purchase with Our Boat and RV Loan Calculator

At US Dealer Financial Services, we've developed an intuitive boat and RV loan calculator to help you navigate through the complexities of recreational vehicle financing.

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Apr 12, 2024
Top 10 Questions About Boat and RV Loans

Top 10 Questions About Boat and RV Loans

Navigating the waters of boat and RV financing can be as thrilling as setting out on a new adventure. At US-DFS, we understand that embarking on this journey can raise many questions. Check out the top 10 questions our customers ask about boat and RV loans.

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Mar 21, 2024