Boat Loan Down Payments: Everything You Need to Know
In this guide, we’ll explore the basics of boat loan down payments. You’ll learn what to expect, how down payments affect your loan, and smart tips to consider.
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US-DFS Financial Services
We specialize in personalized financing and insurance solutions for boats and RVs across the United States. With decades of experience and a streamlined pre-qualification process, we make financing smooth, simple, and stress-free.Our team works directly with you to find loan terms that match your lifestyle and budget—so you can focus on your next big adventure.
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MISSION AND VISION
Customer-First. Always.
To help you turn your dream of boat or RV ownership into reality—with transparent financing, industry expertise, and best-in-class support every step of the way.
We strive to be America’s most trusted partner in recreational vehicle and marine financing—empowering more people to explore with confidence.
Why Choose Us?
50+ Years of Experience
Decades of hands-on experience helping customers finance their lifestyle vehicles with confidence..
Credit-Friendly Options
We approve loans for credit scores as low as 660, with programs available for scores down to 550.
Nationwide Approvals
Our approvals go as low as a 550 credit score, ensuring you get a chance at the funding you deserve.
100% Personalized Support
Our U.S.-based team provides dedicated, step-by-step assistance from start to finish.
OUR SERVICES
Financing services
Explore competitive rates, flexible terms, and a swift approval process to make your dream of owning a boat or RV a reality. Whether you're a first-time buyer or looking to refinance, our expert guidance ensures a smooth and efficient financing experience.
50+
Years of Experience
660
Non sub-prime loans on as low as 660 credit scores
550
Approvals on as low as 550 credit scores
100%
Customer support throughout the entire process
The US-DFS Difference
Full Support
We provide full F&I services from the first contact through funding.
Fast + Easy Process
Apply directly for a loan, or get pre-qualified in minutes.
Competitive Rates
We fight to get you the best boat and RV loans for you, always.
Quality Service
Our mission is to get you into the boat or RV of your dreams.
OUR BLOG
Helpful Articles
Check out the latest articles and news in boat & RV financing, insurance, and warranties.
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10 Essential Things to Check Before Buying a Used Boat
Buying a used boat can be a smart financial move, but only if you know what to look for. If you’re not careful, you could end up with sudden repairs and headaches.
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Boat Loan Pre-Approval: Everything You Need to Know
In this US-DFS guide, we’ll explain what pre-approval means, why it matters, how to get pre-approved for a boat loan, and the key requirements to qualify.
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