How to Get a Loan for an Older Boat: What You Need to Know
Thinking of buying a used or older boat? Learn how to secure financing, what lenders look for, and how US-DFS makes the process easier—no matter your boat’s age.
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ABOUT US
Our professional team of loan specialists has over 50 years of experience
At US Dealer Financial Services, we're experts in boat and RV financing. With over 50 years of industry experience, we specialize in offering tailored loans and insurance for your dream watercraft or recreational vehicle. Our commitment lies in providing quick, transparent financing solutions and exceptional customer service. Trust us to be your partner in realizing your adventure dreams on land and water.
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50+
Years of Experience
660
Non sub-prime loans on as low as 660 credit scores
550
Approvals on as low as 550 credit scores
100%
Customer support throughout the entire process
OUR SERVICES
Financing services
Explore competitive rates, flexible terms, and a swift approval process to make your dream of owning a boat or RV a reality. Whether you're a first-time buyer or looking to refinance, our expert guidance ensures a smooth and efficient financing experience.
The US-DFS Difference
Full Support
We provide full F&I services from the first contact through funding.
Fast + Easy Process
Apply directly for a loan, or get pre-qualified in minutes.
Competitive Rates
We fight to get you the best boat and RV loans for you, always.
Quality Service
Our mission is to get you into the boat or RV of your dreams.
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How Old of a Boat Can You Finance? A Complete Guide
In this guide, learn the ins and outs of financing an older boat: how old is too old, what loan terms to expect, and how to boost your chances of approval.
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New vs. Used RV: Pros, Cons and How to Decide
Shopping for an RV? Learn the key differences between new and used RVs, including pricing, features, warranties, and long-term value.
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